No one taught you this at school.
Yet the decisions you make now will shape your financial future.
Your first salary, first rent payment, first tax return, first retirement planning decision. The financial choices you make today will have a greater impact than many of the decisions you make later in life.
YoungInvest gives you the essentials: budgeting, saving, getting started with investing, and understanding the Swiss third pillar. No jargon. No lectures. And no need to have money set aside before you start.
AGED 18–25? DO ANY OF THESE SITUATIONS SOUND FAMILIAR?
If any of these statements resonate with you, YoungInvest was created for you.
Discover how to move forwardTIME MATTERS MORE THAN THE AMOUNT.
It's the one advantage you have today that you can never get back later. Here's what investing CHF 200 a month could grow into, depending on when you start.
per month is the starting point for the example below. Nothing unrealistic or out of reach.
at age 65 if you start at 25. You would have contributed just CHF 96,000.
at age 65 if you start ten years later. Same monthly contribution, fewer years of investing.
difference despite contributing only CHF 24,000 more. It's time that makes the difference, not the amount.
Illustrative calculation: CHF 200 invested monthly, hypothetical annual return of 5%, compounded monthly until age 65. Returns are never guaranteed, and markets fluctuate. This example illustrates the impact of time, not a promised outcome.
Starting small and early beats starting big and late.
YOU DON'T NEED MONEY TO LEARN HOW TO MANAGE IT.
The goal isn't to turn you into an investor. It's to help you develop the financial habits you'll be glad you started building ten years from now.
BUILD A BUDGET THAT WORKS
Know where your money goes each month and create room to save without giving up everything you enjoy.
UNDERSTAND YOUR PAYSLIP
Swiss social security (AHV/AVS), occupational pensions (BVG/LPP), and withholding tax: understand what's deducted from your salary and why.
START PLANNING FOR YOUR FUTURE
Understand the Swiss third pillar, how it works, its potential tax benefits, and when it makes sense to open one.
MAKE YOUR FIRST INVESTMENTS
Understand the fundamentals, the risks, and the common mistakes before investing your first franc.
START FOR FREE. TAKE IT FURTHER WHEN YOU'RE READY.
YoungInvest is designed for 18–25-year-olds, whether you're studying or already working. The same educational approach as our other specialized communities, with a dedicated group and examples drawn from your everyday life: your first salary, budgeting, and the Swiss third pillar.
You don't have to start at the beginning. Each program includes the previous ones, allowing you to join at the level that best suits your situation.
Foundations
Six practical resources to help you assess your finances and build your first financial foundations, with no commitment.
declic
A self-paced program designed to help you understand your relationship with money and master the essential financial concepts.
Includes Foundations
Signature
One group call per week for three months within the YoungInvest community, followed by a check-in at 12 months.
Includes Trigger and Foundations
Not sure where to start? Take our quick assessment it only takes a few minutes →
WE WON'T TALK DOWN TO YOU. AND WE WON'T TALK LIKE BANKERS EITHER.
Most financial content is either oversimplified or impossible to understand. There's very little in between for someone who's genuinely just starting out.
YoungInvest brings together young people who are asking themselves the same questions at the same stage of life. It's a place to ask the questions you might not feel comfortable asking elsewhere, without anyone judging you.
You don't need to understand everything today. You just need to get started.
THE FOUNDERS
Financial expertise. A deeply human approach.
AdvisorOne Academy was founded in Geneva by Anne-Sophie Tourrette, drawing on her extensive experience in private banking and international wealth management, alongside Alice Breuillé.
No financial products are sold. AdvisorOne Academy's revenue comes exclusively from its educational programs. This is what ensures the independence of the financial education you receive.
The opinions of our participants are public.
We do not publish any testimonials without permission. Feedback from those who have attended our programs can be found directly on our Google profile.
Discover all our testimonialsBefore you begin
I have almost no money, does it help?
Yes, and it's actually the best time. Habits are formed when the amounts are small, not when the stakes become high.
I am a student, is it too early?
No. Budgeting, pay slips, and the 3rd pillar already concern anyone earning an income, even part-time.
Should I open a 3rd pillar right away?
Not necessarily. You will learn what it is for, what tax benefits it provides, and in which cases it is better to wait.
Will I receive investment advice?
No. We provide financial education. You will learn the principles, the risks, and the questions to ask, but never which product to buy.
What if I lack time between classes and work?
The content follows your pace. Signature adds a one-hour call per week for three months.
Can my parents gift me the program?
Yes, that's common. Access remains personal and group discussions stay among participants.
Is it only for Switzerland?
No, but the examples of taxation and insurance specifically refer to Switzerland.
The best time to start is now.
No need for savings or knowledge. Start with free resources, then progress at your own pace.
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